Compare Your Private Health & Life Insurance Options
Secure comprehensive protection for both you and your family at the most competitive price, all while enjoying the optimal benefits, courtesy of leading UK providers.
As well as providing you with a Platinum Award Winning Service, at Healthcare Clarity we offer you: Peace of Mind, a Complete Free Service, Free Claims Support and we can save you money.








Peace of Mind – We’re health insurance experts who put you and your needs first. With our knowledge, experience and expertise, we will find you the perfect cover from our panel of top UK insurers.
A Complete Free Service – Healthcare Clarity are completely independent and impartial. We serve you and your needs first and foremost, even at our own expense. Why? Because we want to keep you as a loyal client for years to come.
Free Claims Support – Unlike other brokers we go that extra mile. We will assist you in whatever way we can even though we make no money from it. Not only that but we offer this service to anyone, yes even if you are not our client!
Save Money – As well as securing you the best value policies, we can save you money when your renewal is due. Our expert advisors will review your current policy and show you exactly where savings can be made, without any loss in benefits (you could even get more!).
Ready to save money and get the best protection?
We're Platinum Award Winners
We will always put you first, but don’t take our word for it. See what our clients say.
We’ve been winning top customer service awards for years, so we can verify everything we say. Our clients remain loyal knowing the ongoing value we offer them year after year.



We Save Our Clients Money
More often than not, we save our clients money, and significant amounts. Our advisors have a comprehensive understanding of the market and all the insurance products offered. Who doesn’t want that extra money for a holiday or to invest in home improvements!
No need to waste your time shopping around, we’ll do that for you.
Benefits of using Healthcare Clarity

We are the only broker to offer a free claims support service

On average we save our clients 32%* when switching health insurers

We compare the top health insurers, including AXA Health, Bupa and Vitality
Get Your Best Health Insurance Quotes...
Types of Health Insurance Available
Individual
For individual policies including self-employed; providing private health insurance for a single person.
Private Health Insurance Cover Options
Inpatient & Outpatient
Inpatient covers treatment requiring an overnight hospital bed, while outpatient covers tests and treatments without the need for an overnight stay.
Private GP
Avoid the frustration of making an appointment and being on a NHS waiting list. Private GP cover enables you to get a GP appointment when you need it.
Mental Health
Feel assured that you are protected if the unexpected happens, with coverage for psychological conditions like anxiety, depression, and PTSD.
Physiotherapy
Cover that will get you back healthy and fit as before, so that you can focus on living your life to the fullest and achieve your goals.
Additional
Enjoy additional benefits of private healthcare by getting cover for dental and optical treatments, or travel and pregnancy complications.
Key Terms Used with Private Health Insurance
Learn more terms
Visit our Online Glossary
We Work With The UK’s Top Health Insurers
Unlike other private health insurance brokers, we compare policies from every provider in the UK. Not only do we work with big names like Bupa and AXA Health, but also smaller ones like The Exeter and National Friendly.
By covering the whole market, there’s no chance of you missing out on the best policy for your requirements.




Switch Health Insurance Provider and Save Money
Even if you already have private health insurance, there are many reasons why you should consider changing your provider.

By switching health insurers, you can:
- Maintain your existing cover for pre-existing conditions
- Enjoy cost savings: On average our clients save 32% on health insurance
- Experience superior service compared to your current provider
- Enhance the coverage options available for your budget
- Unlock incentives: Many providers offer discounts when you switch
- Expand your coverage with additional options not currently available to you
Figures based on actual customer results.
£50 voucher for M&S or John Lewis will be sent to you after switching to a policy we recommend once you have paid your second monthly premium to your insurer. Please advise us at this point and we will happy to send your voucher.
{"slide_show":"4","slide_scroll":1,"dots":"true","arrows":"false","autoplay":"false","autoplay_interval":3000,"speed":600,"loop":"true","design":"design-1"}