Health on Line Health Insurance

Health-on-line Overview

Health-on-Line was established in 2000, offering health insurance that is not only affordable but is also tailored around the customers needs. Since 2012, Health-on-Line has been part of the AXA group, giving customers access range of benefits and discounts.

Health Insurance Awards

Your Money Awards – Best Online Healthcare Provider (2018)
Health For You 4* Defaqto Star Rated

Health-on-Line Health Insurance Review

  • Modular Approach to Cover – Tailor your policy to suit your needs
  • Benefit from AXA PPP Partnership – Some benefits that are available to AXA PPP clients are available to Health-on-line clients too.
  • NHS Cash Benefits – One of the highest NHS cash benefits of up to £2,000 per annum.
  • Help at Hand – 24/7 helpline that allows you to talk to medical professionals to discuss your medical concerns.
  • Large excess is an option for those who want one provided you either select no outpatient cover or full cover.
  • When limiting your outpatient cover with Health-on-Line to bring down the cost you are NOT limiting any outpatient diagnostic tests or scans, these are still covered in full.
  • Health-on-Line only cover a few select Spire hospitals in the UK and do not cover the HCA hospital group in central London.

Health-on-Line Policies

Health For You gives you access to private hospitals that have been selected by Health-on-Line. This policy suits those who are looking for a less comprehensive policy and would like to keep the cost down.

Inpatient Cover 

  • Private hospital and day-patient unit fees as long as you use a location specified in Our Hospital List.
  • No yearly limit on specialist fees as long as you use a Health for You specialist.
  • Accommodation for one parent paid in full while a child (under 16) who is covered by the policy is in hospital.
  • Road ambulance transport which is medically necessary to transport you to another medical facility for your inpatient or day-patient treatment.

Outpatient Cover

  • No yearly limit for specialist referred surgery.
  • You can upgrade out patient cover with Standard or Full out patient options.

* Findings are based on 49 clients, over the last 3 months who already had a live policy in place.

Benefits Healthcare Clarity



Healthcare Clarity is a Health-on-Line intermediary. We are authorised by the financial conduct authority (FCA) to give clients advise on private medical insurance plans. Our service is free to clients and we are paid a percentage commission on the business placed with the health insurer. This does not mean you will pay more by using our service.