What Does Private Health Insurance Cover?

Explore what private health insurance may cover so we can help you find the best policy meeting all your healthcare requirements.

We provide free, no obligation advice on private health insurance. Give us a call on 01242 350071 or email [email protected] or use the contact form and we will get in touch with you within 10 mins during office hours.

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Private Health Insurance Covers

These are some of the most common aspects covered by a private medical insurance policy:

Inpatient & Outpatient

Inpatient cover applies to treatment requiring an overnight hospital bed, while outpatient is for tests and consultations where a bed isn’t necessary.

Private GP

Avoid long NHS waiting lists, and instead see a private GP at your convenience.

Mental Health

Mental health insurance can cover a range of conditions, such as anxiety, depression, PTSD, and substance abuse.


Receive private physiotherapy treatment to get back on the move as quickly as possible.


Cancer cover lets you skip NHS waiting lists and even access drugs and procedures only available to private patients.


Learn about some of the additional benefits you can add to a private health insurance policy.

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Compare the UK's Best
Medical Insurers

Here at Healthcare Clarity, we help you decide which private health insurance covers are most important to you, then find the best policy for your needs. We do this by comparing every health insurer in the UK, from big names like AXA Health to smaller companies like The Exeter. Covering the whole market and receiving free, expert advice lets you confidently secure the right healthcare plan.

Why Switch Your
Private Health Insurance Provider?

Even if you already have private health insurance, there are many reasons why you should consider changing your provider:

By switching provider, you can:

* Findings are based on 49 clients, over the last 3 months who already had a live policy in place.
** a £50 voucher for M&S or John Lewis will be sent to you after switching to a policy we recommend once you paid your second monthly premium to your insurer.
Voucher for switching healthcare insurance




Claiming on your health insurance policy


What is a specialist health insurance broker?


Leaving a company health insurance policy