Cancer Insurance
Learn about private health insurance with cancer cover, and how we can find the best provider for your needs.
We provide free, no obligation advice on private health insurance. Give us a call on 01242 350071 or email [email protected] or use the contact form and we will get in touch with you within 10 mins during office hours.
Let us find you the best quotes
- Our service is completely free
- IF7 Qualified advisors
- We save on average 32% when switching cover.
- Your needs come first
- Tailored to your requirements
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What Is Cancer Insurance?
Most providers of private medical insurance offer their clients comprehensive cancer cover, allowing them to skip long NHS waiting lists and access cutting-edge treatments. These may include drugs and procedures that aren’t available on the NHS due to cost. Following a diagnosis, this cover gives you the option to choose your desired hospital — either private or NHS — and a preferred consultant.
Cancer is one of the biggest medical issues you could ever face, so it’s definitely worth considering insurance as a precaution. If cancer cover is something you’re interested in, we will find you the best provider by comparing all your options.
What Can Cancer Insurance
Cover?
- Access to cancer drugs and treatments unavailable on the NHS
- The choice to be treated in a private hospital or NHS hospital (where you’d receive an NHS cash benefit for using its services)
- Chemotherapy in the comfort of your own home rather than in hospital
- Home nursing from a private nurse during treatment
- Cash benefit contributions towards any wigs or prostheses required after cancer treatment or surgery
- Monitoring while you are in remission
- End of life palliative care, and donations to any hospice you stay in
What is the Best Private
Health Insurance for Cancer?
Everybody has different concerns and reasons for obtaining private health insurance for cancer. And as all providers offer different levels of cover, you need to be sure you’re getting the right policy for your needs. That’s why we recommend seeking advice from a specialist here at Healthcare Clarity.
It’s important you truly understand what a policy would provide if you received a cancer diagnosis. For example:
- Does your provider offer at-home chemotherapy treatment?
- Is your provider offering access to biological therapies?
- Are you covered for experimental treatments?
It’s worth taking time to find out the answers to questions like these. We compare all UK providers to get you the best deal, and ensure you fully understand what you are paying for.
Cancer Insurance FAQ's
Private health insurance with cancer cover can vary in price for many reasons, including your location, age and lifestyle. Every policy is different so we can’t give you a specific figure without more information. Simply get a free quote from us, and we can find you the best cancer cover for your budget.
Different providers cover different elements from others. For example, certain companies could exclude particular cancers in some circumstances, while others may not include things like experimental or unproven treatments. This is why it’s so important to seek advice and be absolutely sure that your policy covers your needs.
Though most policies exclude pre-existing conditions, there are some providers who will cover these. This means you will be insured even if you’ve previously had cancer, though you will normally only qualify if you have been symptom-free for a certain amount of time.
It’s possible that some providers will ask about your family history and give you a more expensive quote if a relative has had cancer. This is particularly relevant if you are on a family health insurance plan. If an immediate family member covered by your policy has had cancer before, it may be worth looking at separate plans. Some providers will downgrade cancer cover for everyone due to one person’s previous diagnosis.
But for the most part, insurers won’t use your family history to determine your premium. We compare UK providers to make sure you don’t pay over the odds.
Why Switch Your
Private Health Insurance Provider?
Even if you already have private health insurance, there are many reasons why you should consider changing your provider:
By switching provider, you can:
- Save money — our clients save 32% on health insurance on average *
- Get better service than you’re currently receiving
- Improve the level of cover you can get for your money
- Access incentives — many providers offer discounts for switching
- Add additional covers you’re not currently being offered peace (in most cases)
* Findings are based on 49 clients, over the last 3 months who already had a live policy in place.
** a £50 voucher for M&S or John Lewis will be sent to you after switching to a policy we recommend once you paid your second monthly premium to your insurer.
** a £50 voucher for M&S or John Lewis will be sent to you after switching to a policy we recommend once you paid your second monthly premium to your insurer.
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Private Health Insurance Key Terms
We are here to help you understand the main concepts you’ll come
across in your private health insurance policy.
across in your private health insurance policy.
