Does Private Health
Insurance Include Physiotherapy?
Many private medical insurance providers cover physiotherapy to improve strength, flexibility, and movement in your muscles and joints after an injury or illness. This practice typically combines ‘hands-on’ treatments like joint mobilisation, manual therapy, massage and acupuncture with exercises and education for relieving pain and preventing injuries from reoccurring.
Physiotherapy insurance quickly secures the care you need to get moving again without worrying about lengthy NHS waiting lists. However, as all providers offer different levels of cover, it’s important to choose one that meets your personal requirements. That’s why we compare all UK insurance companies including AXA, Vitality and more to find you the best policy. Get a quote to start comparing or give us a call for free expert advice on physiotherapy insurance.
What Does Physiotherapy
Every insurance provider covers different elements of physiotherapy, but these are some of the things you can expect to find in a policy:
Bear in mind that there may also be some exclusions. For example, certain providers won’t offer treatment at your home or cover the costs of specialist equipment recommended by your physiotherapist, such as a TENS machine or orthotics. You will also need to check whether a potential insurer allows you to access any treatment you want to explore, like shockwave therapy. Get in touch to discuss your needs and get the most out of your physiotherapy insurance.
What is the Best
As each individual has unique physiotherapy requirements, there isn’t a clear leader when it comes to insurance providers. What works for one person may not be as effective for you. And to avoid disappointment when making a claim, you must understand your policy inside out so you know what services you’re eligible for.
Instead of choosing the first company you find, or being swayed by the biggest name, let the team at Healthcare Clarity compare all your options. Whether you’re seeking insurance for the first time, or you’re switching provider, our experienced professionals are here to offer advice and answer your questions. We’ll make sure you have the very best physiotherapy cover, no matter how much you can afford to spend.
Private Health Insurance Key Terms
across in your private health insurance policy.
Why Switch Your
Private Health Insurance Provider?
Even if you already have private health insurance, there are many reasons why you should consider changing your provider:
By switching provider, you can:
* Findings are based on 49 clients, over the last 3 months who already had a live policy in place.
Physiotherapy Insurance FAQ's
If you are over the age of 18, many providers will allow you to add a partner to a joint private health insurance policy that includes physiotherapy cover. Please contact us for more information.
This depends on your provider. Some allow you to self-refer, but most will need you to be referred by your GP before proceeding. For this reason, it’s worth considering health insurance which includes private GP appointments, so you can bypass NHS waiting lists and see a doctor as soon as possible.