Private GP

It is not just hospital appointments that can be a lengthy wait, even getting an appointment with your GP can be a struggle. Fortunately most private health insurance policies will give you access to private GP appointments, whether these be face to face or digitally. 

Does private health insurance cover GP visits?

Getting a GP appointment is not always easy, but some private medical insurance providers now cover GP services. This means that anyone with insurance in place can see a private doctor at their convenience, rather than face potentially long NHS waiting lists.

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What does health insurance with a private GP cover?

Some health insurance providers automatically include access to a private GP, while others offer this as an add-on. In addition to face-to-face appointments, there are also competitors providing digital GP services, letting you attend consultations from wherever you are.

What is the best private GP health insurance?

This depends on your unique requirements. Private face-to-face appointments could be sufficient if you live near an eligible GP surgery, whereas digital consultations maybe essential if you have a busy job or family commitments. The best policy will also depend on whether you  require a joint, family, company or individual cover.

Whatever your situation, Healthcare Clarity can find the best private GP insurance for your needs. We compare policies from all UK providers, and offer free, expert advice to help you get the healthcare you need for the most affordable price.

Private GP FAQs

Here are some examples of private GP cover from leading UK providers:

  • Vitality: Online GP appointments and video consultations are included as core cover on all plans.
  • AXA PPP: Access to their Doctor@Hand feature under their extended cover option for video or phone GP appointments. They also cover up to £500 per policy year to visit a private GP for in-person consultations.
  • The Exeter: Phone and video consultations with an experienced UK-based GP are available via their Healthwise app.
  • Freedom Health: Covers £300 worth of private GP consultations per policy year under their Elite policy.

Age, location, level of cover, and the number of people on the policy are just a few factors that will impact the cost, and we can’t provide an exact figure without this information. Just get a free quote and we will secure the best private health insurance with GP cover for your budget.

Yes, you are free to turn to NHS services after your private GP appointment if you wish. However, you can also use additional private medical services covered by your policy.

Private health insurance cover options

Inpatient & Outpatient

Inpatient cover applies to treatment requiring an overnight hospital bed, while outpatient is for tests and consultations where a bed isn’t necessary.

Private GP

Avoid long NHS waiting lists, and instead see a private GP at your convenience.

Mental Health

Mental health insurance can cover a range of conditions, such as anxiety, depression, PTSD, and substance abuse.


Receive private physiotherapy treatment to get back on the move as quickly as possible.


Cancer cover lets you skip NHS waiting lists and even access drugs and procedures only available to private patients.


Learn about some of the additional benefits you can add to a private health insurance policy.

Types of health insurance

Whether you want to protect your family, your business or yourself, we can find the policy for you. Choose from any of the private health insurance options below:


Discover what the benefits are of having your own private health insurance policy.


Ensure your loved one's are protected and get the chance to receive quick treatment.


Private health insurance plans that are there to cover both you and your partner.


Find out more about private health insurance for your child or children.

Over 50s

Keep doing the things you love with health insurance that will allow quick treatment.


Keep your employees happy and healthy with a private medical insurance plan.