Family Health Insurance

At Healthcare Clarity, we compare medical insurance policies from the top providers to get the best cover for your family.

We provide free, no obligation advice on private health insurance. Give us a call on 01242 350071 or email [email protected] or use the contact form and we will get in touch with you within 10 mins during office hours.

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Quick look at Family Health insurance topics

What is Family Health Insurance?

Family health insurance entitles you and your loved ones access to private medical care here in the UK. You can still use all of the services the NHS provides, but your insurance means you take control over when and where you receive treatment, and have access to private rooms and medications that aren’t available on the NHS. This means your family will always receive swift medical attention, giving you total peace of mind.

Most health insurance providers offer plans with the flexibility to add additional members as your family grows. All policies have different covers, terms and conditions, so it’s worth comparing quotes to make sure you’re getting the best deal. Even if you’re happy with your current provider, there’s always a chance that another could give you and your family far more value for money.

What is Covered by Family Health Insurance?

Family health insurance provides treatment for acute conditions, which are short-term, curable ailments like broken bones or heart attacks. The amount of coverage you want for you and your family is up to you, but these are typically the most common options:

Don’t worry if you’re not sure what cover you need just yet. Our qualified experts can offer advice on family health insurance and help find the best policy for you and your loved ones.

What is the Best Health Insurance
for Families?

The best family health insurance plan for one family may not be right for another. Every provider offers different levels of cover and customer service, and it’s our job to find the perfect policy for your family.

We compare family health insurance from all UK companies, providing free expert advice along the way so you can make informed decisions in line with your family’s requirements.

Family Health Insurance FAQ's

There is no fixed price for a family health insurance plan here in the UK as costs depend on various factors. These include the number of people on the policy, the level of cover, and the health and lifestyle of your family. You can see how much you’ll pay by getting a quote, and we can then work with you to secure the best cover for your budget.

Generally speaking, the following are excluded by most health insurance policies

  • Emergency treatment
  • Treatment required due to an act of war or terrorism
  • Fertility treatment
  • Cosmetic surgery
  • Pregnancy and childbirth costs
  • Organ transplants
  • Treatment for alcoholism or substance abuse

Insurers usually cover children on a family health insurance plan until they are 18. However, sometimes they will continue to cover them while they remain in full-time education.

Yes, there are medical insurance companies that provide child-only plans. This means your child can have their own private health cover even if neither parent is on the policy.

Why Switch Your
Private Health Insurance Provider?

Even if you already have private health insurance, there are many reasons why you should consider changing your provider:

By switching provider, you can:

* Findings are based on 49 clients, over the last 3 months who already had a live policy in place.
** a £50 voucher for M&S or John Lewis will be sent to you after switching to a policy we recommend once you paid your second monthly premium to your insurer.
Voucher for switching healthcare insurance
Other Types of Private Health Insurance

Whether you want to protect your family, your business or yourself, we can find the policy for you.