Individual health insurance

Get the best individual health insurance plan for your needs with Healthcare Clarity. We compare policies from the UK’s top providers.

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Types of Private Health Insurance

Whether you want to protect your family, your business or yourself, we can find the policy for you. Choose from any of the private health insurance options below:

What is Individual Health Insurance?

Individual health insurance gives you access to private medical care if you aren’t insured by your employer. This lets you swerve lengthy NHS waiting lists and receive quality healthcare in no time. You will also be able to choose the private facilities where you will be diagnosed and treated, and benefit from specialist treatments unavailable on the NHS.

Although you can use NHS services if you wish, individual health insurance is ideal or those who want greater control over your medical care. Whether this is your first time arranging cover, or you want to upgrade your current plan, it’s crucial to compare different providers. That’s why we look at all the individual health insurance agents in the UK to let you see what your best option is.

What is the Best Health Insurance
for Individuals?

Your health requirements are unique to you, which means your insurance should be too. It’s no good opting for a big-name provider or following a recommendation without checking the conditions and comparing with other companies. To really invest in your health, you need to ensure you’re getting the best policy for your money.

It’s our job to compare all of the options available here in the UK so you can choose the right one. We offer free expert advice every step of the way to give you all the information you need to select the most suitable health insurance plan.

What is Covered by Individual Health Insurance?

Individual health insurance covers acute conditions, which are short-term, curable ailments like broken bones, burns and cuts. It’s up to you how much coverage you take out, and these are some of the most common policy options:

You might not know what coverage to prioritise at this stage, but that’s what we’re here for. We provide free professional advice to help you assess all possibilities and choose the best individual health insurance for your needs.

Why Switch Your
Private Health Insurance Provider?

Even if you already have private health insurance, there are many reasons why you should consider changing your provider:

By switching provider, you can:

* Findings are based on 49 clients, over the last 3 months who already had a live policy in place.
** a £50 voucher for M&S or John Lewis will be sent to you after switching to a policy we recommend once you paid your second monthly premium to your insurer.

Individual Health Insurance FAQ's

Individual health insurance policies vary hugely in terms of what they cover, and the cost also depends on factors such as your age, location, medical history and lifestyle. For these reasons, we can’t provide an exact figure without more information from you, which is why it’s crucial to get a quote from us. Then we can quickly compare providers and costs to help you secure the best deal for your budget.

  • Emergency treatment
  • Treatment required due to an act of war or terrorism
  • Fertility treatment
  • Cosmetic surgery
  • Pregnancy and childbirth costs
  • Organ transplants
  • Treatment for alcoholism or substance abuse

Rather than taking out separate individual health insurance plans, it’s most cost-effective to have one policy for multiple parties. For example, joint health insurance covers you and your partner, while a family plan would ensure your children receive private medical care too. We offer quotes and advice for these options so please get in touch to discuss your requirements.

Voucher for switching healthcare insurance



Other Types of Private Health Insurance

Whether you want to protect your family, your business or yourself, we can find the policy for you.